E CommerceElectronic commerce, commonly known as e-commerce or eCommerce, consists of the buying and selling of products or services over electronic systems such as the Internet and other computer networks. - Source WikipediaYou must have the following elements to conduct e-commerce: * A product
E Commerce Software Credit Card Processing can be handled seamlessly using our direct Visa and Master Card processor. We process credit and debit cards, gift and stored value cards, check transactions, and ACH payments. We serve the following industries: retail, restaurant, c-store/ petroleum, grocery stores, hotels, and internet payment processing environments. We are a single source payment processor. Digital Product Photography is available on a product by product basis or a bulk package. We shoot, render and prepare your product for web, print and multimedia packaging. We also offer large format green screen and video production services for interactive presentation. Secure Business Hosting combines digital 128 bit encryption certification with our hosting environment to give your customers the peace of mind they deserve. This enables secure e-commerce and website communications for web sites, Intranets and Extranets. We offer VeriSign and Thawte certificates.
Accept credit card payments online. Alldigitalnet can provide you with the tools to start accepting credit cards on your Internet site. Maybe you've just opened shop. Or maybe you've been in business for years. Either way, if you're about to accept credit cards from your customers, you're in good company. Here's why:
Payment Processing Guidelines
To process electronic checks an account with Telecheck is required.
+ Virtual Terminal Service Virtual Terminal service offers merchants a low-cost merchant account with high-value features. With, your credit card processing runs right over the Internet. Just enter your transactions through the ‘Net wherever you are – at your place of business, your home, or through your laptop at a tradeshow or client site. + Internet Processing Are you accepting credit cards from your customers on-line and in real-time? Do you want to? Join the e-commerce revolution with the merchant account. + Merchant Accounts An account setup by a bank which allows you to accept credit cards. Your merchant account will deposit collected funds into your business's checking account every 24 hours. + Discount Rate A percentage that is paid to the credit card company on each transaction. If a customer makes a credit card purchase worth $10.00 and your discount rate is 2.4%, you pay $0.24 for the $10 sale. A competitive discount rate is roughly 2.40%. Keep in mind that discount rates on the web are higher than that of brick and mortar stores. Make sure the rates that are quoted to you are for INTERNET sales. + Gateway Processor A gateway processor charges your customers' credit cards via the web and sends the funds to your merchant account. + Monthly Processing Minimum The monthly processing minimum is the MINIMUM monthly fee you must pay to the credit card company. A competitive monthly minimum is approx $30. Example: If you sell $1000 in goods over one month, your total Discount Rate (see explanation above) would be $23.90. This amount does not meet the $30 minimum so the credit card company will round your charge up to $30. If the discount rate and transaction fees exceed $30, then you have met the Monthly Processing Minimum and the fee does not apply. + Real-Time Processing This method of credit card charging authorizes and charges the customer's credit card at the time of purchase. + Off-line Processing This method of credit card charging allows you to capture your customers' credit card information for charging at a later time. If you have an existing off-line merchant account, this may be a good option for you. + Secure Socket Layer (SSL) SSL is a secure web protocol that uses 128 bit or higher encryption to keep your customer's card number and personal information secure. + Statement Fee This charge is exactly as it sounds. The fee you pay for the bank to generate and mail you a statement outlining your transactions. Statement fees usually cost between $10.00-$15.00/month. + Transaction Fee The amount charged per transaction. Most companies charge around $0.30. If you make 50 sales per month the total transaction fee would equal (0.30 x 50 = $15.00).
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